Sovereign Wealth Academy

The full curriculum

16 years. One arc. From a piggy bank to a dynasty trust.

Every lesson stacks on the last. Click any lesson with a link to open the full lecture; the rest are queued in the build pipeline.

1st–4th Grade

Elementary

  • EL 101What is money? Trade, value, and scarcity
  • EL 102Earn, spend, save, give — the four jars
  • EL 103Ownership vs. renting (your toy, your room, your idea)
  • EL 201Banks, savings, and interest as a story
  • EL 301What is a digital coin? Intro to crypto for kids
  • EL 401Your first custodial crypto wallet (with a parent)
5th–8th Grade

Middle School

  • MS 101Buying vs. selling: markets in everyday life
  • MS 201Stocks, bonds, and crypto: the three asset families
  • MS 301Capital gains explained — short-term vs. long-term
  • MS 401Reading a wallet: keys, addresses, gas fees
  • MS 501Payday loans, pawnshops, and bank loans — the real APR
  • MS 601Social platforms & creator earnings: what's actually income?
9th–12th Grade

High School

  • HS 101IPOs vs. private companies (and why you can't buy SpaceX)
  • HS 201How brokerages make money: PFOF, spread, lending (Robinhood et al.)
  • HS 301Securities licenses 101 — SIE, Series 6, 7, 63, 65, 66, 79
  • HS 401Crypto on-ramps, off-ramps, and KYC
  • HS 501Borrowing against assets vs. selling assets
  • HS 601Intro to trust funds — what they are, who uses them
Freshman / Sophomore

College — Year 1 & 2

  • FIN 101Time value of money & compounding
  • FIN 201The Three Buckets of Income (earned, portfolio, passive)
  • FIN 210Capital gains, wash sales, and tax-loss harvesting
  • FIN 220Crypto taxation: cost basis, hard forks, staking
Junior

College — Year 3

  • FIN 301Entity structures: sole prop, LLC, S-corp, C-corp
  • FIN 310Why owners pay less tax than employees
  • FIN 320Deductions, depreciation, and Section 179
  • FIN 330Self-directed IRAs & crypto in retirement vehicles
Senior

College — Year 4 · Generational Wealth